diff --git a/fs/xfs/xfs_reflink.c b/fs/xfs/xfs_reflink.c
index a5c188b78138..480136136635 100644
--- a/fs/xfs/xfs_reflink.c
+++ b/fs/xfs/xfs_reflink.c
@@ -440,6 +440,7 @@ xfs_reflink_fill_cow_hole(
 	struct xfs_mount	*mp = ip->i_mount;
 	struct xfs_trans	*tp;
 	xfs_filblks_t		resaligned;
+	unsigned int		seq_before = READ_ONCE(ip->i_df.if_seq);
 	unsigned int		dblocks = 0, rblocks = 0;
 	int			nimaps;
 	int			error;
@@ -465,6 +466,22 @@ xfs_reflink_fill_cow_hole(
 
 	*lockmode = XFS_ILOCK_EXCL;
 
+	/*
+	 * The data fork mapping may have changed while we dropped the ILOCK
+	 * (a racing O_DIRECT writer under IOLOCK_SHARED can complete a full
+	 * CoW cycle including xfs_reflink_end_cow(), which remaps this offset
+	 * and drops the refcount of the old shared block).  Re-read it so the
+	 * shared-status recheck below and the caller's in-place iomap both
+	 * operate on the current mapping rather than a stale physical block.
+	 */
+	if (seq_before != READ_ONCE(ip->i_df.if_seq)) {
+		nimaps = 1;
+		error = xfs_bmapi_read(ip, imap->br_startoff,
+				imap->br_blockcount, imap, &nimaps, 0);
+		if (error)
+			goto out_trans_cancel;
+	}
+
 	error = xfs_find_trim_cow_extent(ip, imap, cmap, shared, &found);
 	if (error || !*shared)
 		goto out_trans_cancel;
@@ -511,6 +528,8 @@ xfs_reflink_fill_delalloc(
 	bool			found;
 
 	do {
+		unsigned int	seq_before = READ_ONCE(ip->i_df.if_seq);
+
 		xfs_iunlock(ip, *lockmode);
 		*lockmode = 0;
 
@@ -521,6 +540,23 @@ xfs_reflink_fill_delalloc(
 
 		*lockmode = XFS_ILOCK_EXCL;
 
+		/*
+		 * The data fork mapping may have changed while we dropped the
+		 * ILOCK (a racing O_DIRECT writer under IOLOCK_SHARED can
+		 * complete a full CoW cycle including xfs_reflink_end_cow(),
+		 * which remaps this offset and drops the refcount of the old
+		 * shared block).  Re-read it so the shared-status recheck
+		 * below and the caller's in-place iomap both operate on the
+		 * current mapping rather than a stale physical block.
+		 */
+		if (seq_before != READ_ONCE(ip->i_df.if_seq)) {
+			nimaps = 1;
+			error = xfs_bmapi_read(ip, imap->br_startoff,
+					imap->br_blockcount, imap, &nimaps, 0);
+			if (error)
+				goto out_trans_cancel;
+		}
+
 		error = xfs_find_trim_cow_extent(ip, imap, cmap, shared,
 				&found);
 		if (error || !*shared)